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Free Retirement Tool

Are You on Track to Retire?

Answer a few questions to see how prepared you are, and what it would take to close any gap. Numbers update instantly — no submit button needed.

1875

40

4180

65

66105

92

$
0500000

$85,000

$
03000000

$120,000

%
030

8%

%
015

4%

$
060000

$24,000

Get your estimate at ssa.gov/myaccount

$
0100000

$0

58%readiness
Needs Attention

Projected savings at retirement

$774,000

at age 65

Estimated savings needed

$1,344,000

for 27 yrs

Savings last until

Lasts until age 79

At your current pace, you're projected to have $774K by age 65, about 58% of what you'll need. A gap of about $570K remains.

Projected balance by age

Ways to close the gap

  • Save an extra $1,160/month starting now.
  • Retire at age 72 instead of 65.
  • Lower your retirement income target to 25% of your salary.
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This calculator provides estimates for educational purposes only and is not financial, tax, or investment advice. Results are based on the assumptions you enter and are not guaranteed. Consult a qualified financial professional before making decisions.